What should I do after a car accident?

Given the frequency with which most Americans drive their cars, it is safe to say that the majority of Americans will be involved in a car accident at some point. Hopefully, you are never involved in anything more serious than a fender-bender, but no matter the severity of the accident it is vital to know what to do in the aftermath. According to State Farm, the first step after an accident is ensuring that everybody involved in the accident is safe.

If there are any injuries, 911 should be called right away. Depending on where the accident took place and how damaged the cars are, it is advisable to move the cars out of the flow of traffic. In the event that a party involved in the accident is exhibiting anger or aggressive behaviors, you will also want to call 911.

Once this is done, you should call the police, even if you do not need 911 for an emergency. The accident should be documented, as this will help greatly when dealing with the aftermath and with insurance. Collecting information from the scene is also helpful. You will want to know who was in the car at the time of the accident (both drivers and passengers), the descriptions of all vehicles involved, license plate numbers, insurance information of both parties, and to ask any eyewitnesses for an account fo the accident.

Make sure to never say that the accident was your fault, even if you believe it was. This can be harmful to your insurance claims. It is important to be polite, but not to admit wrongdoing. Sign nothing unless it is given to you by the police or an insurance company.